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Sunday, 16 July 2017

A Thought About Naivety and How not to be Naive when transacting business

A good friend of mine probably thinks I am naive.

That came up in a discussion recently when he found out that I did not demand payment for a job I had completed for someone.

 I refuse to accept the idea that I could be naive. I would not even consider the thought!

However I still credit my friend's wisdom. 
Never the less, I think that I do always turn a blind eye to the negative things people do. 

I know I write about the things people do (to me) a lot. This is because I know that it is human nature to do evil and good. I always say that when people show you who they are, believe them the first time. 

So, it would seem like I let people run all over me before I learn. And I cannot completely refute this. 

That said, these people have come to be my greatest teachers. From the mechanic that took money from me and did not fix my car to a former cunning boss, I have learnt to be wiser. I have learnt to consider my own interests too (because I never used to, I simply believed that all would go well with me eventually). I have learnt to look for win-wins in my dealings with people. 

I always choose to see the best in people no matter what. That is just my nature. 

Nevertheless, I have learnt to say No to people. 

To wrap up today's blog post, I think I should mention one poignant point raised by my friend. 
He said that by turning a blind eye to the things people do, I sort of contribute to the negativity that is in our world. That by not holding people accountable to their actions, I let them do what they did to me, to other people.

Now, I don't want to be a part of the problem (in this in direct sort of way). So I will start holding people to their words and meeting their grievances with the appropriate amount of action. 

Lastly, Here's how not to be naive when transacting business.
1. first things first. Agree with the other party the terms of payment. How and when you want to get paid.
2. Ensure you document this. Send an email or a whatsapp message.

3. Ensure you get an advance payment for your services. As much as possible, avoid using your own finances to run projects.

4. For tangible products, it is always better to do cash and carry. Where that is not on the table, set a definitive date for payment. However, a bible verse comes to mind, "Do not cast your pearls before swines"

5. Do not be in the habit of saying yes to sales discounts. People would usually ask for discounts. This reduces your profit short and (who knows?) long term.

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